(no subject)

[ebonlock]

Just heard back from Blue Shield yesterday, apparently because I've had health issues in the past they're going to decline my business. Kthnxbai. I'm going to look into Cobra but if it's more than $100 a month (and I'm certain it is) then that's not going to work either. If I go with anybody else I have to change doctors and that's just depressing. At least I only have one prescription and I'm pretty sure it's only around $100 a month so I'll get by...I just can't get sick or injured until I find a new job and am covered again.

We're having our business wake today which I'm sure is just going to do wonders for my mood. If I don't end up a quivering wreck by tonight I'm going to be astonished. I just need to hold it together long enough to drive home, check in on Minnie and Maggie, and feed my own monsters...then all bets are off.

Comments

[ebonlock.livejournal.com]

Thanks for the warning on that, I'm going to check out COBRA tonight when I get home, I've got all the paperwork there, thank goodness.

[morgandawn.livejournal.com]

I was going to echo the lapse warning. I had a fellow employee who had allowed the coverage to lapse (she was a cancer survivor). when the cancer came back, even though she was under her new employer's policy, they refused to pay. it was grim.

there are other carriers who might not refuse you. and in your shoes I'd find a very very high deductible one ($2,500-5,000). that way you're covered in case of an accident or serious illness and your premiums might be less.

last
for people denied coverage and/or who cannot get COBRA (check on this the programs vary from state to state)
http://www.cobrahealth.com/statehighriskpools.html

hugs